Insurance Sector
Combating insurance fraud through covert investigation, evidence-grade surveillance, and comprehensive claims validation.
Protecting Against Insurance Fraud
Insurance fraud costs the UK industry billions annually, from exaggerated personal injury claims and staged motor accidents to sophisticated organised fraud rings exploiting commercial and professional indemnity policies. Detecting and evidencing fraudulent activity requires specialist investigative capability that goes far beyond desk-based research.
Granite Intel & Protection partners with leading insurers, Lloyd's syndicates, loss adjusters, and claims management firms to deliver covert surveillance, OSINT analysis, and field investigations that produce court-admissible evidence, enabling decisive action against fraudulent claimants and organised criminal networks.
Sector-Specific Challenges
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Fraudulent & Exaggerated Claims — Opportunistic and organised claimants fabricate or exaggerate injuries, losses, and damage to extract maximum payouts, requiring covert surveillance and independent verification.
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Organised Fraud Rings — Sophisticated criminal networks orchestrate staged accidents, ghost broking, and application fraud at industrial scale, requiring intelligence-led investigation to identify networks, associates, and enablers.
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Claims Validation & Activity Verification — Claimants alleging disability or restricted activity must be independently verified through professional surveillance to determine the true extent of their limitations.
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Asset Tracing & Recovery — Following successful repudiation or prosecution, locating and recovering assets from fraudulent claimants requires investigative techniques that penetrate complex ownership structures and concealment strategies.
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Digital & Social Media Intelligence — Claimants frequently contradict their alleged injuries through social media activity, online marketplace listings, and digital footprint inconsistencies that require systematic OSINT collection and preservation.
Relevant Services
Our insurance investigation services deliver court-ready evidence that supports claim repudiation, recovery actions, and criminal prosecution referrals.
Combat Insurance Fraud Decisively
Engage our fraud investigation specialists to protect your portfolio against fraudulent and exaggerated claims.